SBA Loan Financing
Explore financing options designed to support qualified small businesses, including SBA 504 and SBA 7(a) programs.
SBA 504 Financing
The SBA 504 program is generally intended to support eligible small business growth through long-term financing of certain major fixed assets, such as owner-occupied real estate and qualifying machinery or equipment.
SBA 7(a) Financing
SBA 7(a) loans may support a broader range of eligible business uses, including selected real estate, business acquisition, equipment and working capital needs. Program structure depends on lender underwriting and SBA rules.
Initial Eligibility Considerations
Business & Ownership
Business type, operating history, ownership structure and applicable SBA eligibility requirements.
Use of Funds
Whether the proposed property or business purpose is eligible for the program under consideration.
Occupancy
For owner-occupied 504 real estate, occupancy requirements commonly include at least 51% for an existing building and at least 60% initially for new construction, subject to program rules.
Financial Review
Credit, repayment ability, debt service, equity contribution and available supporting records.
Discuss Your Project
ABMC can discuss your financing goals and outline the initial information needed to explore potential SBA loan options. The planned online prequalification intake will be integrated into this website as a separate contracted deliverable.
Program criteria and applicable lending limits can change. Final eligibility and loan decisions are made by the appropriate lenders and SBA partners.