Bridge Loan Funding
Short-term commercial financing for certain acquisition, transition, and refinancing needs.
What Is a Commercial Bridge Loan?
A bridge loan is short-term financing intended to cover a temporary financing gap—for example, when a commercial real estate acquisition must close before permanent financing can be arranged, or when a property is transitioning to a more stable occupancy or income position.
When Bridge Financing May Help
- Time-sensitive commercial property acquisitions
- A pending sale or refinance that has not yet closed
- Property improvements or repositioning ahead of permanent financing
- Transactions requiring an interim funding solution
What Lenders Review
Lenders typically evaluate property collateral, loan-to-value, liquidity, borrower experience, the requested loan term and a realistic repayment or exit strategy. The funding approach, rate, closing costs and available loan amount vary substantially by lender.
Bridge loans generally involve higher costs and shorter repayment periods than long-term mortgages. A clear exit plan is important.
Related Financing
Compare commercial refinancing and hard money financing to understand other potential approaches.