Commercial Loan Document Checklists
Prepare for a financing discussion using the documentation categories typically requested for different commercial loan projects.
The existing ABMC website supplies checklists for construction, hospitality, multifamily or mixed-use, owner-occupied business, and retail/industrial/office properties. These are practical preparation guides, not complete lender submission requirements.
Construction or Development
- Project executive summary
- Construction budget and funding sources
- Partner and project-team backgrounds
- Plans, permits, zoning and property documents
- Contracts, projected sales/rents and timeline
Hotel / Hospitality
- Three years of operating income and expenses, when available
- Property description and photographs
- Existing loan details, if refinancing
- Purchase contract, if acquiring
- Ownership, management and renovation history
Multifamily or Mixed-Use
- Current rent roll and leases
- Property operating statements and expenses
- Site plan, survey and property photos
- Purchase or existing financing information
- Borrower or entity financial records as requested
Owner-Occupied / Retail / Industrial / Office
- Business overview and proposed use of funds
- Business financial statements and tax returns as requested
- Occupancy, property and lease information
- Purchase agreement or current loan statement
- Ownership details and available equity
Protecting Financial Information
These checklists are informational. Do not send tax returns, bank statements, Social Security numbers or confidential borrower documents through ordinary email. Use the secure document process supplied by ABMC after your initial consultation.